SwipeIT is a decentralised payment network. Buyers pay 1%. Merchants keep 100%. No middleman, no chargebacks, no surprise deductions. Settled on a proof-of-work blockchain in milliseconds.
Traditional processors take 2-4% from the merchant. SwipeIT flips it: the buyer pays a flat 1%, and that fee goes to the people who actually run the network — not to a middleman in a glass tower.
Buyer scans, taps, or signs. The full sale amount goes to the merchant — every cent.
Buyer pays an extra 1% as the network fee. Split four ways across the people who keep SwipeIT alive.
Proof-of-work nodes race to confirm. Settled on-chain, irreversible, and there forever.
SwipeIT only works because three groups all win. Find your role.
Stop losing 3% to Visa. Stop fearing chargebacks. Take payment, settle on-chain, get the full amount.
A $700B card processing market run by three companies. SwipeIT is the open alternative built in Rust.
Run a node on a $6/month server. Mine real payments. Earn 20% of every fee processed by your machine.
Every buyer fee gets fractionalised across the people who keep SwipeIT running. No hidden cuts, no executive bonuses — math you can verify on-chain.
Every payment is signed, every block is mined, every cent is accounted for in micro-cents (six decimals) so nothing rounds away. No surprises, no slippage.
// signed payment from a buyer wallet { "from_address": "36f152d9168b92e1...", "to_address": "14141414141414141...", "sale_cents": 7500, "timestamp": 1777102150, "public_key": "03a8f7...", "signature": "79cc1629..." } // response — verified, mined, persisted { "success": true, "tx_id": "79cc16297664d933...", "sale_amount": 7500, "fee": 75, "buyer_pays": 7575, "message": "verified and accepted" }
Every payment uses secp256k1 signatures — same crypto as Bitcoin. Tamper with one byte and the chain rejects it.
Nodes race to solve a SHA-256 puzzle. Winner publishes the block, earns the fee, and the chain advances.
Every block is written to embedded storage. Servers crash, networks split — the chain comes back intact.
Payments and blocks spread automatically. New nodes join via a single bootstrap URL. Fully decentralised.
SwipeIT is live on mainnet. Process a real signed payment against the public bootstrap node and see the chain grow in front of you.
Hit the live API →